The state of California has always suffered from wildfires. However, the scope of the fires in November of 2018 was historical. They destroyed nearly 1.9 million acres of land, caused over $3.5 billion in damages, and cost 104 people their lives. Fires at this scale inevitably lead to a flood of litigation over the amount of money due to private property owners by their insurance companies. However, convincing a court your insurance company owes you more than you were insured for can be tricky.